Updated: 7 November 2026
Are you planning to visit your bank on Monday? If yes, you should check the latest bank holiday information before leaving home. Banks in India follow the Reserve Bank of India (RBI) holiday calendar, and bank closures can differ from one state to another depending on regional festivals and government notifications.
Monday, 9 November 2026, will be a bank holiday in several parts of India due to Diwali-related celebrations, including Laxmi Puja, Govardhan Puja and Vishwakarma Day. However, banks will not remain closed across the entire country. Several states will continue to have normal banking operations.
Here is everything you need to know about Monday's bank holiday, including the states where bank branches will remain closed, digital banking availability and important customer information.
1. Is Monday, 9 November 2026, a Bank Holiday in India?
The answer is yes, but only in selected states. According to the RBI bank holiday calendar, Monday, 9 November 2026, is a regional bank holiday in certain parts of India because of Diwali-related festivals.
The holiday is observed under different regional names, including Diwali, Laxmi Puja, Deepawali, Govardhan Puja and Vishwakarma Day.
Banks are expected to remain closed in the following locations:
- Agartala (Tripura)
- Bhopal (Madhya Pradesh)
- Chandigarh
- Gangtok (Sikkim)
- Imphal (Manipur)
- Jaipur (Rajasthan)
- Kanpur (Uttar Pradesh)
- Lucknow (Uttar Pradesh)
Customers living in these locations should avoid planning branch visits for Monday and complete important banking work in advance.
However, this holiday does not apply uniformly to every Indian state. Banks in places such as Patna, Bihar, are scheduled to remain open on 9 November 2026, according to the available RBI holiday information.
2. Why Are Banks Closed on Monday? Know the Reason
The main reason behind the Monday bank holiday is the continuation of Diwali celebrations and associated regional festivals.
Diwali is one of India's most widely celebrated festivals. Different states observe additional celebrations according to their traditions and regional calendars.
Some of the important festivals associated with this period include:
- Laxmi Puja: Dedicated to Goddess Lakshmi and traditionally associated with prosperity and wealth.
- Govardhan Puja: Celebrated on the day following Diwali in many parts of India.
- Vishwakarma Day: Associated with Lord Vishwakarma, traditionally honoured by artisans, workers and businesses.
- Deepawali: Another commonly used name for the festival of lights.
Because these celebrations fall on different dates across regional calendars, bank holidays are not identical throughout India.
The RBI publishes state-wise holiday schedules under the Negotiable Instruments Act. Customers should always check the holiday list for their particular city before visiting a bank branch.
3. Will Online Banking, UPI, ATM and Mobile Banking Work on Monday?
One common question among bank customers is whether online banking services will stop when physical branches are closed.
The good news is that most digital banking services are expected to remain available even in states observing the Monday holiday.
Here is what customers can generally expect:
| Banking ServiceAvailability | |
| Bank Branches | Closed in notified locations |
| ATM Services | Available |
| UPI Payments | Available |
| Mobile Banking | Available |
| Internet Banking | Available |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| Cheque-related branch services | May be affected |
Customers can generally transfer money, check account balances, make UPI payments and use mobile banking applications without visiting a branch.
However, some services may experience delays due to bank-specific maintenance, settlement procedures or holiday-related processing schedules.
If you need to deposit a cheque, complete account verification, update KYC details or submit important documents, it is better to contact your bank before visiting.
4. Upcoming Bank Holidays in November 2026 and Important Tips
November 2026 includes several important festivals and regular weekly bank holidays. Customers should plan their financial activities according to their respective state holiday calendars.
Some important upcoming bank holiday dates include:
| DateDayOccasion | ||
| 8 November 2026 | Sunday | Diwali |
| 9 November 2026 | Monday | Regional Diwali-related holiday |
| 10 November 2026 | Tuesday | Diwali-related regional holiday |
| 11 November 2026 | Wednesday | Bhai Dooj and other regional festivals |
| 14 November 2026 | Saturday | Second Saturday |
| 15 November 2026 | Sunday | Weekly holiday |
| 16 November 2026 | Monday | Chhath Puja in selected states |
| 24 November 2026 | Tuesday | Guru Nanak Jayanti in selected states |
| 28 November 2026 | Saturday | Fourth Saturday |
Important tips for bank customers:
- Check the RBI holiday calendar before planning a branch visit.
- Complete urgent cash deposits and withdrawals in advance.
- Use UPI and mobile banking for routine transactions.
- Avoid waiting until the last date for important banking work.
- Contact your bank if you have an urgent cheque-clearing or documentation requirement.
Conclusion
So, is Monday a bank holiday? The answer depends on your location. On 9 November 2026, banks will remain closed in several cities, including Agartala, Bhopal, Chandigarh, Gangtok, Imphal, Jaipur, Kanpur and Lucknow. However, it is not a nationwide bank holiday, and branches in several other locations will operate normally.
Customers should check their local RBI holiday calendar before visiting a branch. Although physical bank services may be unavailable in selected states, most digital banking facilities, including UPI, ATMs and mobile banking, are expected to continue operating.
Official Source: Reserve Bank of India – https://www.rbi.org.in/Scripts/HolidayMatrixDisplay.aspx
Disclaimer: Bank holidays are location-specific and may be subject to official changes. Please verify the latest RBI notification or contact your bank before making important financial arrangements.